The will you don't have is already a plan — just not yours.
If you die without a will in Tennessee, the state has a plan for your assets. It’s called intestate succession, and it distributes what you’ve built according to a formula — not your wishes. Your spouse may not receive everything. Your children may receive assets before they’re ready to manage them. Your business may be tied up in probate for months or years.
Legacy Life Planning provides estate planning documents — wills, trusts, power of attorney, and advance directives — at a fraction of what a law firm charges, with one advantage most attorneys don’t offer: online access to review and update your documents anytime your situation changes.
Watch this short video about our program and learn why people are choosing us for Estate and Trust Planning.
Estate Planning at a Fraction of Attorney Fees — With Ongoing Access
A full estate plan from a Northeast Tennessee law firm typically runs $1,500–$3,000 or more. Legacy Life Planning provides the same essential documents — wills, trusts, powers of attorney, advance directives — at significantly lower cost, with online access so you can update them yourself whenever your life changes. No scheduling appointments. No additional attorney fees every time you have a new child, buy property, or change your mind about a beneficiary.
- Fraction of local attorney fees
- Online access — update anytime, no additional cost
- Integrated with your broader financial plan
- Business succession planning included for owners
- Coordinated with tax strategy
- Virtual — no office visit required
Estate Planning Documents Legacy Life Planning Provides
Last Will & Testament
Revocable Living Trust
Durable Power of Attorney
Healthcare Directives & Living Will
Beneficiary Designations Review
Business Succession Planning
Legacy Life Planning provides estate planning documents through a licensed document platform. Lance Evans is not an attorney and does not provide legal advice. For complex estates or contested matters, Lance will refer you to a qualified estate planning attorney.
Estate Planning Is for Everyone Who Has Something to Protect
Parents with minor children
Business owners
Real estate and property owners
Anyone approaching retirement
Couples — married or unmarried
High-income professionals
What the process looks like
Step 1: Free strategy session Lance reviews your family situation, assets, business interests, and goals. Together you identify which documents are needed and any gaps in your current setup.
Step 2: Document preparation Lance prepares your estate planning documents through a licensed platform. You review everything in plain language before signing — no legalese without explanation.
Step 3: Execution & registration Documents are signed, witnessed, and notarized as required under Tennessee law. Your online account is activated — you can review and update documents anytime.
Step 4: Ongoing coordination Estate plans need to be reviewed as life changes. Lance stays in contact to prompt reviews when relevant, and updates are always available through your online access. As your debt elimination progresses and wealth building accelerates, your estate plan should reflect the growing asset picture.
Frequently Asked Questions
Do I really need a will if I don't have much money?
Yes. A will isn’t just about money — it names guardians for your minor children, designates who handles your affairs, and ensures your wishes are followed rather than Tennessee’s default intestate formula. Even modest estates create significant family conflict and court involvement without one.
What's the difference between a will and a trust?
A will goes through probate — a public court process that takes time and costs money. A trust transfers assets directly to beneficiaries outside of probate, providing faster access, more privacy, and more control over the terms of distribution. For most people with real estate or multiple accounts, a trust is worth the additional setup cost.
What happens to my retirement accounts when I die?
Retirement accounts, life insurance, and annuities pass directly to whoever is named on the beneficiary form — completely bypassing your will. An outdated beneficiary designation (an ex-spouse, a deceased parent) overrides everything else in your estate plan. Reviewing and updating these designations is one of the most important and most overlooked parts of estate planning.
How much does estate planning cost at Legacy Life Planning?
Significantly less than a local law firm. A full estate plan from a Northeast Tennessee attorney typically costs $1,500–$3,000 or more. Lance provides the same core documents at a fraction of that cost, with online access included so updates don’t require scheduling a new appointment or paying additional fees.
Does my estate plan need to be updated?
Yes — and most people’s aren’t. Major life events that should trigger a review: marriage or divorce, birth of a child or grandchild, death of a named beneficiary or executor, purchase of significant property, starting or selling a business, or moving to a different state. The online access included with your Legacy Life Planning estate plan makes updates straightforward.
Is Lance Evans an attorney?
No. Lance is an insurance-licensed financial planner, not an attorney. Estate planning documents are prepared through a licensed document platform. For complex estates, contested matters, or situations requiring legal advice, Lance will refer you to a qualified estate planning attorney in the area.
Is the first consultation free?
Yes. Lance reviews your situation, identifies the documents you need, and gives you a clear picture of the process and cost before you commit to anything.
Where clients go next
As debt decreases and cash flow opens up, most clients move into one or more of these:
Areas Served
We serve the Tri-Cities in Northeast Tennessee and Southwest Virginia. This includes but is not limited to the areas below.